Cool Great Stuff | Finance - Better to pay off student loans ...

So I consolidated my loans and with that my monthly payment dropped by half. While that?s all well and good, I can afford to pay more and I?d rather not have all that debt just sitting there accumulating interest for the full 15 year term.

Now I know in a good economy the traditional advice is to pay the minimum and invest the difference, the thinking being that one can likely earn a return that will outperform the cost of the interest accrued on the loan.

But, since the markets aren?t so hot right now, would it be smarter to pay down the debt?

Or, since the market is low, would it be smarter to continue investing knowing that in the long term I will still likely outperform the interest accrued. I?m in my 20?s so I have plenty of time to wait out the storm.

Source: http://finance.coolgreatstuff.com/better-to-pay-off-student-loans-sooner-or-saveinvest-the-difference

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