Sunday, May 19, 2013

What are my options of buying a home immediately after ... - Zillow ...

Looking online for homes listed as "owner carry" or "owner will finance" is probably your best bet. ? The earliest you could get a mortgage would be 2 years out of discharge for a Chpt 7 (1 year out if it was filed for medical reasons), using an FHA loan.?

Wetdawgs answer regarding hard money lenders is also right.? Hard money lenders will loan you the money as well, but at horribly high rates, with nasty fees and they will require a very large down-payment.? I'd have to assume that if you just filed for bankruptcy, that you probably don't exactly have a 30% down payment just lying around.

Source: http://www.zillow.com/advice-thread/What-are-my-options-of-buying-a-home-immediately-after-bankruptcy/492942/

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